NASDAQ: UPST · Credit Services

Upstart Holdings (UPST) stock sentiment

Over the past week, Upstart Holdings (UPST) drew about 140 mentions across Reddit, X and news, and the read is an Adanos Hold. The crowd averages 43% bullish across the tracked sources. Wall Street is more constructive, with 8 of 16 analysts rating UPST a buy.

There is steady buzz around UPST this week and broad agreement on direction, which is why it reads as a Hold.

Wall Street vs the crowd on UPST

Wall Street’s 50% buy share sits next to a crowd that ranges from X at 34% to News at 50%. No other tracker puts the two side by side.

Analyst ratings

Buy
Buy 8
Hold 7
Sell 1
Avg target $40.00

Across 16 analysts the consensus is a Buy: 8 buy calls against 1 sell, with an average 12-month price target of $40.00.

16 analysts50% buy share

Crowd sentiment

Hold
Crowd bullish 43%
Spread 16 pts
Most bullish News 50%
Most bearish X 34%

The Adanos signal blends each source’s bullish ratio, source breadth, buzz intensity and 3-day momentum. This week bullish sits just below the neutral line, momentum is improving and the 3 sources only partly agree, so the read is Hold rather than a clear buy or sell.

3 sourcesMixed

Who is bullish on UPST

16pt spread
Wall St
50%
News
50%
Reddit
44%
X
34%
Wall Street (analyst buy share)Crowd average 43%

Analysts sit 7 points above the crowd average of 43%, the professionals are more constructive than retail. The split is inside the crowd: News reads 50% bullish while X sits at 34%, a 16-point spread that single-source trackers miss.

Why UPST reads Hold

Hold -7.7
Bullish Average
Average sentiment is 42.7% bullish, below the 50% neutral line.
-9.5
Trend
More sources are improving than weakening: 2 up, 1 down, 0 flat.
+2.3
Buzz
Discussion intensity is 45.8, close to the usual midpoint.
-2.0
Source Breadth
This signal is based on 3 tracked sources.
+1.5
Consensus
0 bullish sources and 2 bearish sources keep the score from getting a consensus bonus.
0.0

Upstart Holdings (UPST) buzz score vs. EOD price

Over the 30-day window, Upstart Holdings (UPST) buzz held moderate around 42.7 while the price drifted down 5.8% across the period. The chart tracks how social and news attention moved against end-of-day price. Average daily trading volume across the displayed trading days is 4.4M shares. Updated Oct 10, 2026. Over the last 7 trading days, UPST gained 5.0%. Buzz activity in the recent week averaged 42.6 and was relatively stable, swinging between 34.4 and 49.6. Recent volume is in line with the 30-day average, reflecting steady institutional and retail participation. Daily crowd sentiment leaned bullish on 10 of the 21 days with directional mentions, shown as the green, grey and red breakdown bars below the chart.

How each source saw UPST this week

Signal metrics use the latest 7 days; contributor and breadth context uses the 30-day chart window.

Reddit 7-day signal

Open source page
Buzz 33.0
Bullish 44%
Mentions 25
Trend Falling
13 subreddits · 30-day context7-day sentiment +0.1
Bullish 44%Neutral 28%Bearish 28%
r/wallstreetbets Neutral
Loudest Reddit venue in the 30-day context window with 45 mentions.

X 7-day signal

Open source page
Buzz 61.9
Bullish 34%
Mentions 97
Trend Rising
97 tweets7-day sentiment +0.1
Bullish 34%Neutral 58%Bearish 8%
@carlquintanilla · 30-day context Bearish -0.2
““.. One idea under discussion is insurance against losses on loans to upstart cloud computing companies, or “neoclouds”, if they default an…”
♥ 48↻ 15👁 8K views

News 7-day signal

Open source page
Buzz 42.6
Bullish 50%
Mentions 18
Trend Rising
11 publishers · 30-day context7-day sentiment +0.3
Bullish 50%Neutral 34%Bearish 16%
MarketBeat · 30-day context Neutral 0.06
“Tempus AI, Hut 8, SentinelOne, SoundHound AI, Upstart, Webus International, and Safe Pro Group are the seven Artificial Intelligence stocks…” Led by MarketBeat and Yahoo Finance.

Polymarket signal

No Polymarket data for this stock this week.

Finance Sentiment CLI

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Webmaster Widgets

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Upstart Holdings (UPST) at a glance

This week’s sentiment from Adanos, with fundamentals and analyst consensus. A quick-reference snapshot for Oct 10, 2026.

Adanos signalHold
Analyst consensusBuy (8 / 7 / 1)
Crowd bullish (7d)43%
Avg price target$40.00
Most bullish sourceNews, 50%
Most bearish sourceX, 34%
Sentiment spread16 pts
Mentions (7d)140
Market cap$2.35B
P/E · Forward P/E48.4 · 13.6
EPS · Beta$0.50 · 2.4
Revenue (TTM)$1.29B · 5% margin
IndustryCredit Services

Upstart Holdings (UPST) stock sentiment FAQ

Is Upstart Holdings (UPST) a buy or sell right now?

Based on aggregated sentiment from Reddit, X and News sources, Upstart Holdings (UPST) currently carries an Adanos hold signal with 87/100 conviction. The current cross-source average reads 43% bullish across 3 active sources. Those sources contribute 140 tracked mentions over the last 7 days. This is a sentiment-based reading, not financial advice.

What does Reddit say about UPST stock?

Reddit discussion around Upstart Holdings (UPST) is fairly quiet with 25 mentions over the last 7 days; the 30-day context spans 13 tracked subreddits. The 7-day tone is 44% bullish; 3-day activity momentum is falling, suggesting cooling attention.

Is Upstart Holdings (UPST) bullish or bearish right now?

The crowd reads bearish on Upstart Holdings (UPST), averaging 43% bullish across 3 tracked sources over the last 7 days. The two ends of the range are News at 50% bullish and X at 34%, a 16-point spread. On the professional side, 8 of 16 analysts rate UPST a buy.

What do analysts say about Upstart Holdings (UPST)?

Of the 16 analysts covering Upstart Holdings (UPST), 8 rate it a buy, 7 a hold and 1 a sell, for a buy consensus. The average price target is $40.00. That puts the street ahead of the crowd, which averages 43% bullish.

What is the sentiment on UPST stock?

Upstart Holdings (UPST)'s cross-source average is bearish at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. Reddit reads 44% bullish, News reads 50% bullish and x coverage is the most negative at 34% bullish. The combined signal points to broad mixed pressure with 87/100 conviction.

Why does UPST carry a hold signal right now?

The cross-source average is bearish for Upstart Holdings (UPST) at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. The most bearish reading is x at 34% bullish. 3-day activity momentum is falling on Reddit, while x and news activity is rising. The hold signal carries 87/100 conviction.

What is driving Upstart Holdings (UPST) sentiment right now?

X is the dominant discussion channel with 97 mentions (69% of total volume). Reddit contributes 25 mentions and News contributes 18 mentions. The cross-source average is bearish at 43% bullish, while x and news show rising 3-day activity. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish.

What does the Adanos hold signal mean for Upstart Holdings (UPST)?

The Adanos signal blends bullish ratio, buzz score, source breadth and 3-day activity momentum into a single buy/sell reading. UPST's hold signal at 87/100 conviction reflects a bearish cross-source average at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. It is a research shortcut, not financial advice.

How fresh is this UPST sentiment data?

The UPST sentiment page is regenerated from the latest 7-day tracking window at each build. Data reflects the most recent Reddit posts, tweets and news articles available in the current publishing cycle.

Peers are ranked first by matching the Hold signal, then by the closest bullish ratio. Discussion activity breaks any remaining ties.

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