Analyst ratings
Across 16 analysts the consensus is a Buy: 8 buy calls against 1 sell, with an average 12-month price target of $40.00.
NASDAQ: UPST · Credit Services
Over the past week, Upstart Holdings (UPST) drew about 140 mentions across Reddit, X and news, and the read is an Adanos Hold. The crowd averages 43% bullish across the tracked sources. Wall Street is more constructive, with 8 of 16 analysts rating UPST a buy.
There is steady buzz around UPST this week and broad agreement on direction, which is why it reads as a Hold.
Wall Street’s 50% buy share sits next to a crowd that ranges from X at 34% to News at 50%. No other tracker puts the two side by side.
Across 16 analysts the consensus is a Buy: 8 buy calls against 1 sell, with an average 12-month price target of $40.00.
The Adanos signal blends each source’s bullish ratio, source breadth, buzz intensity and 3-day momentum. This week bullish sits just below the neutral line, momentum is improving and the 3 sources only partly agree, so the read is Hold rather than a clear buy or sell.
Analysts sit 7 points above the crowd average of 43%, the professionals are more constructive than retail. The split is inside the crowd: News reads 50% bullish while X sits at 34%, a 16-point spread that single-source trackers miss.
Over the 30-day window, Upstart Holdings (UPST) buzz held moderate around 42.7 while the price drifted down 5.8% across the period. The chart tracks how social and news attention moved against end-of-day price. Average daily trading volume across the displayed trading days is 4.4M shares. Updated Oct 10, 2026. Over the last 7 trading days, UPST gained 5.0%. Buzz activity in the recent week averaged 42.6 and was relatively stable, swinging between 34.4 and 49.6. Recent volume is in line with the 30-day average, reflecting steady institutional and retail participation. Daily crowd sentiment leaned bullish on 10 of the 21 days with directional mentions, shown as the green, grey and red breakdown bars below the chart.
Signal metrics use the latest 7 days; contributor and breadth context uses the 30-day chart window.
No Polymarket data for this stock this week.
Query sentiment for UPST and 2110+ stocks from your terminal. Filter by source, timeframe and signal strength.
View CLIEmbed live UPST sentiment on your own site with drop-in web components.
View WidgetsThis week’s sentiment from Adanos, with fundamentals and analyst consensus. A quick-reference snapshot for Oct 10, 2026.
| Adanos signal | Hold |
|---|---|
| Analyst consensus | Buy (8 / 7 / 1) |
| Crowd bullish (7d) | 43% |
| Avg price target | $40.00 |
| Most bullish source | News, 50% |
| Most bearish source | X, 34% |
| Sentiment spread | 16 pts |
| Mentions (7d) | 140 |
| Market cap | $2.35B |
| P/E · Forward P/E | 48.4 · 13.6 |
| EPS · Beta | $0.50 · 2.4 |
| Revenue (TTM) | $1.29B · 5% margin |
| Industry | Credit Services |
Based on aggregated sentiment from Reddit, X and News sources, Upstart Holdings (UPST) currently carries an Adanos hold signal with 87/100 conviction. The current cross-source average reads 43% bullish across 3 active sources. Those sources contribute 140 tracked mentions over the last 7 days. This is a sentiment-based reading, not financial advice.
Reddit discussion around Upstart Holdings (UPST) is fairly quiet with 25 mentions over the last 7 days; the 30-day context spans 13 tracked subreddits. The 7-day tone is 44% bullish; 3-day activity momentum is falling, suggesting cooling attention.
The crowd reads bearish on Upstart Holdings (UPST), averaging 43% bullish across 3 tracked sources over the last 7 days. The two ends of the range are News at 50% bullish and X at 34%, a 16-point spread. On the professional side, 8 of 16 analysts rate UPST a buy.
Of the 16 analysts covering Upstart Holdings (UPST), 8 rate it a buy, 7 a hold and 1 a sell, for a buy consensus. The average price target is $40.00. That puts the street ahead of the crowd, which averages 43% bullish.
Upstart Holdings (UPST)'s cross-source average is bearish at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. Reddit reads 44% bullish, News reads 50% bullish and x coverage is the most negative at 34% bullish. The combined signal points to broad mixed pressure with 87/100 conviction.
The cross-source average is bearish for Upstart Holdings (UPST) at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. The most bearish reading is x at 34% bullish. 3-day activity momentum is falling on Reddit, while x and news activity is rising. The hold signal carries 87/100 conviction.
X is the dominant discussion channel with 97 mentions (69% of total volume). Reddit contributes 25 mentions and News contributes 18 mentions. The cross-source average is bearish at 43% bullish, while x and news show rising 3-day activity. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish.
The Adanos signal blends bullish ratio, buzz score, source breadth and 3-day activity momentum into a single buy/sell reading. UPST's hold signal at 87/100 conviction reflects a bearish cross-source average at 43% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. It is a research shortcut, not financial advice.
The UPST sentiment page is regenerated from the latest 7-day tracking window at each build. Data reflects the most recent Reddit posts, tweets and news articles available in the current publishing cycle.
Peers are ranked first by matching the Hold signal, then by the closest bullish ratio. Discussion activity breaks any remaining ties.
Every data point on this page comes from the Adanos sentiment APIs. Get a free API key and start querying Reddit, X, News and Polymarket sentiment programmatically.
Get Free API Key